Loss of MCA and Life Insurance relief for non doms

For any non UK domiciliaries who claim the remittance basis not only will they lose the personal allowance and annual exemption. They'll also lose the married couples allowance and relief for life insurance payments. What exactly does this mean though? The loss of the married couples allowance will make absolutely no difference to most people. It would only apply if you or your spouse (or civil partner) was born before 6 April 1935 and would then provide a tax saving of between around £250-£650 depending on your other income. So if you're aged over 73 you could see some benefits from the married couples allowance but if not, the loss of it will have no impact on you. Another relief that is lost by claiming the remittance basis is the relief for life insurance payments. Again this is no big loss. Where this relief applies it allows tax relief to be claimed for payments deducted from your salary for the purpose of providing benefits for your children (and your spouse in certain cases) if you die. However the maximum tax relief is fixed at just £100 anyway, so the loss of this for most people won't be a big deal.